Last reviewed: 24 September 2026. This guide is general information, not legal or financial advice. Rules and fees are set by the authorities and can change — confirm current details with ARRA / the Ajman Land Department or a qualified professional before you act.
Ajman is one of the UAE's more accessible property markets, and buying here is straightforward once you understand a few essentials: who can own what, who regulates the market, and the costs involved.
Yes — with a caveat. Non-GCC nationals can own freehold property in Ajman's designated freehold areas, a right enabled by Ajman's Amiri Decrees No. 7 and No. 8 of 2008. GCC nationals face no area restrictions. Where full foreign ownership isn't permitted, property is typically offered on a long-term leasehold basis instead.
Commonly cited designated freehold areas include Emirates City, Al Zorah, Al Yasmeen, Al Nuaimiya, Al Amerah and Al Ameera Village, among others. Different sources publish slightly different lists, and the official list can change — so treat any list (including ours) as a starting point and confirm the status of the specific property with ARRA before you buy.
ARRA is the Ajman Real Estate Regulatory Agency — the government body that regulates and licenses Ajman's real estate market, oversees property registration and supports consumer protection. All land, villas and apartments in Ajman must be registered with it. A reputable agency should be able to point you to its ARRA broker licence; it's a fair thing to ask for.
Beyond the purchase price, buyers should budget for a government transfer / registration fee and a title-deed fee payable to the Ajman Land Department, plus agent commission. Published figures vary between sources — the transfer fee is commonly cited in the region of 2%–3% of the property value, sometimes with a minimum amount, and non-citizens may face additional ownership-registration costs.
Because sources conflict and rates can change, we don't publish a single hard figure. Confirm the current transfer fee, title-deed fee and any ownership-registration costs directly with ARRA / the Ajman Land Department, or ask us to help you check before you commit.
We're an Ajman-focused agency. We'll help you shortlist the right area and property, give you an honest view on pricing, and keep the process organised through to registration — coordinating with qualified legal and financial professionals where specialist advice is needed. Browse villas for sale in Ajman or get in touch.
Sources: Ajman Amiri Decrees No. 7 & No. 8 of 2008 on freehold ownership; Ajman Real Estate Regulatory Agency (ARRA); Property Finder, "Foreign property ownership in Ajman" (2026). Figures cited by commercial sources vary — always confirm current details with ARRA / the Ajman Land Department.
Yes. Non-GCC nationals can own freehold property in Ajman's designated freehold areas, enabled by Ajman's Amiri Decrees No. 7 and No. 8 of 2008. GCC nationals face no area restrictions. Because designated-area lists are set by the authorities and can change, confirm the current status of a specific property with ARRA before you buy.
ARRA is the Ajman Real Estate Regulatory Agency — the government body that regulates and licenses Ajman's real estate market, oversees registration and supports consumer protection. All land, villas and apartments in Ajman must be registered with it.
Expect a government transfer / registration fee (commonly cited in the region of 2%–3% of the property value, plus a title-deed fee) payable to the Ajman Land Department, along with agent commission. Exact figures are set by the authorities and can change, so confirm current rates with ARRA / the Ajman Land Department before your transaction.
Commonly cited designated freehold areas include Emirates City, Al Zorah, Al Yasmeen, Al Nuaimiya, Al Amerah and Al Ameera Village, among others. Lists differ between sources and can change, so treat any list as a starting point and confirm with ARRA.
Talk to our local team — we'll give you straight answers and help you check the details that matter.